Terms of service

Draft for legal review. This document has not been reviewed by a qualified lawyer and must not be treated as final. Last updated 21 September 2026.

About these terms

These terms apply to the Zubari Markets website and services (the “Service”), provided by [legal entity name: to be added], of [registered address: to be added] (“we”, “us”). By creating an account or buying a challenge you agree to them. If you do not agree, please do not use the Service.

What the Service is

We sell trading challenges: paid tests of trading discipline carried out on a simulated account under published rules. The balance on a challenge account is virtual. It is not money you deposit, and you do not own it. The fee you pay is the price of the challenge.

We are not a broker, we do not hold money for you to trade, and nothing in the Service is investment, legal or tax advice or an offer of any financial product.

Who can use it

• You must be at least 18, or the age of majority where you live if that is higher.
• You must live in a country where the challenge you want is offered, as shown on the challenge. We block purchases from other countries.
• You must not use the Service where doing so would be unlawful for you.
• You may have one account. The details you give us must be true and kept up to date.

Your account

You are responsible for keeping your password safe and for what happens under your account. Tell us straight away if you think someone else has access. We may require extra verification, including of your identity, before some actions.

Challenges, rules and fees

• Each challenge shows its rules, its one-time fee and whether the fee is refundable, before you pay. Those are part of what you agree to when you buy.
• Each challenge is tied to one version of the rules. A version is not changed while it is in use; a change is a new version and does not alter a challenge you already bought.
• You pay through our payment provider. Your order is confirmed only when the provider confirms the payment to us directly. Your receipt number appears in your account.
• If you break the rules of a challenge, the challenge ends. A fee is refunded only if the challenge says it is refundable or the law requires it.

Conduct

You must not, for example:

• exploit delayed, wrong or stale prices, or errors in our systems or data;
• hedge or coordinate across accounts, or with other people, to guarantee an outcome;
• let anyone else trade or manage your account;
• use more than one account to get around the rules;
• overload, attack, probe or reverse engineer the Service;
• give us false information or documents.

A fuller list of prohibited practices, with examples, will be published in the rules before challenges open to the public, and will form part of these terms.

Results and reviews

We work out results from your trading records. If records are missing or late, a result may be provisional until they are complete. Our policy is that an automated failure is not final without human review, and you may ask for one by contacting us. We will tell you the outcome and the reason.

Funded accounts and rewards

Funded accounts and rewards are not available. Passing a challenge does not entitle you to a funded account, a reward or any payment. If they are offered in future, they will be under separate terms that you must accept first.

Identity checks

We must verify your identity before any reward could be paid. If you submit documents, we handle them as described in our privacy policy. If you do not complete verification, you cannot receive rewards if they are ever offered.

Payment disputes

If a payment is reversed, charged back or disputed, we may suspend the related account and orders while we look into it.

Availability and changes

We work to keep the Service running, but we do not promise it will always be available or error free, and we may change or stop parts of it. If we change these terms in a way that matters to you, we will tell you before it takes effect.

Our content

The site, its text, design and software belong to us or our licensors. You may use them for your own personal use of the Service, and not copy or resell them.

Limits on what we are responsible for

We do not promise any trading result, and results on a challenge account are not the same as trading real money. We provide the Service as it is. To the extent the law allows, we are not responsible for indirect or consequential losses, and our total responsibility to you for anything connected with the Service is limited to the fee you paid for the challenge concerned. Nothing in these terms limits responsibility that cannot be limited by law.

Suspension and closing accounts

We may suspend or close an account for a breach of these terms, suspected fraud, or where the law requires it. You may close your account at any time by contacting us. Closing an account does not by itself entitle you to a refund.

Complaints

If you are unhappy with something, tell us. We will look into it and reply with what we found.

Law and disputes

These terms are governed by the law of [governing law: to be added], and disputes will be dealt with by [courts or dispute process: to be added], without affecting any rights you have under the consumer laws of the country where you live.

Contact

[contact email: to be added]. See also the contact page.